What is TitlePLUS Insurance?

TitlePLUS is available for the following transactions:

• A new purchase or resale home;
• A condominium, farm or leasehold property;
• Secondary homes, cottages or recreational properties;
• Multi-unit properties with up to 4 dwellings.

Superior service and protection:

• With TitlePLUS coverage in place, closing happen on time, without last-minute complications that could delay or nullify the deal.
• TitlePLUS coverage is all security a lender might need to advance mortgage funds if there`s a concern over a title related matter.
• Your client has direct access to a solution if a claim arises covered under the TitlePLUS policy, including a problem resulting from their lawyer`s services.
• Homeservice Club membership is included at no additional cost – a $45 value.
• Extras: A Deferred Closing Cost option that lets home buyers postpone paying closing for up to 6 months; and ProtectPLUS, an optional extended home warranty program that insures all major appliances and home systems.

Cost Savings:

• The home buyer pays the TitlePLUS premium only, at the time of purchase.
• TitlePLUS eliminates the need for up-to-date surveys an most properties.
• By eliminating certain searches, TitlePLUS ultimately reduces disbursement costs on many closings.
• TitlePLUS automatically insures both the home buyer and mortgage lender under the same policy, at no additional cost.

Benefits to your clients:

• The TitlePLUS policy contains legal services coverage in addition to broad title coverage. TitlePLUS insures ALL aspects of the services provided by the lawyer for the transaction.
• TitlePLUS offers a broad geographic selection of lawyers- TitlePLUS invites inquiries from all lawyers in good standing in Ontario. - The user-friendly TitlePLUS Web site provides helpful information and also allows you or your clients to search our database for a TitlePLUS lawyer in any area of the province.
• The purchasers obtain the benefits of their own lawyers advice and detailed attention to the transaction, including dealing directly with the lender.
• Funds are handled by a lawyer subject to strict legal regulations, and not a private company.
• The fully automated application system allows your client to receive the TitlePLUS policy immediately after closing.
• TitlePLUS insurance protection is in place for as long as your client,
  or their heirs, own the property.

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